MONEY MARKET SAVINGS ACCOUNT

---

• $2,500.00 Minimum Balance


• Earns Interest Monthly (always)


• $10.00 Service Charge for Falling Below $2,500.00


• Checks returned with Monthly Statements


• Limited Transactions

CD's

---

• CD rate is indexed to the US Treasury Bill auction rate weekly.Our Rate is determined by management.


• 91-day...............Simple Interest - $1,000.00 min.


• 182 - day...........Simple Interest - $1,000.00 min.


• 1 year................Annual Interest - $1,000.00 min
.


• 2 year................Annual Interest - $1,000.00 min.


• 3 year................Annual Interest - $1,000.00 min.


• 5 year................Annual Interest - $1,000.00 min.


Substantial penalty for early withdrawal.