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Privacy Policy

FDIC INSURANCE COVERAGE All of a depositors accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit:

Internet Banking will be eliminating the Image/Phrase site verification as of Monday, May 19, 2014. When you log in to Internet Banking after May 19, 2014, you will no longer see your Secure Image and Word or Phrase.

This change will not affect multifactor authentication device security. Originally, the Site Verification feature helped reassure customers that Valley Bank’s online banking site was genuine; however, other, more modern mechanisms have largely eliminated the feature’s usefulness. In addition to the traditional user name and password required at login and the existing security challenge questions, RSA’s systems employ device forensics to seamlessly authenticate our customer’s computers or other devices being used to access online accounts.

The image/passphrase feature is being replaced with Extended Validation (EV) certificates, which are currently in place. The EV certificate changes the Internet Banking website URL address bar to green, providing visual confirmation that you are on a valid website. In addition, EV certificates provide a special field that appears with the name of the legitimate website owner (Fiserv, Inc.). Each browser displays the EV certificate differently.


Please feel free to stop by the bank or call us at (406) 228-4364 or (800) 621-3083 with any questions.